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Our expert reviewers

How expert review works at YesWeSure

Some topics on this site require more than editorial judgment: they require a credentialed professional to sign off on the specific claim. This page explains how that review will happen, the credential bar a reviewer must meet to be published here, and how to audit the review chain for any page you read.

Where we are today: no named expert reviewer is currently assigned to a YesWeSure page. We publish only under the editorial collective byline, which is governed by our editorial policy. This page describes the review process we require before any "Reviewed by" byline appears on the site. If you spot a byline that does not match this contract, please report it.

Who our reviewers are

A YesWeSure expert reviewer is a licensed or credentialed professional whose job on the site is to verify specific claims against first-party regulatory, actuarial, or carrier evidence. Reviewers do not write articles. They are not editorial generalists. Each reviewer is engaged because an existing credential (an active state insurance producer license, a CPCU, a published actuarial or regulatory record) attaches their name to a defined scope of review on this site. We only publish a reviewer profile when that credential is first-party verifiable; if it is not, the page does not carry a "reviewed by" byline. This is the same contract we apply to authors.

When a page gets expert review

Not every page needs an expert reviewer. A page that explains how residency rules on a parent's auto policy work, for example, is covered by our editorial standards and documented sources. Expert review is reserved for pages where getting the claim wrong has regulatory, financial, or safety consequences that non-expert editorial review cannot catch alone:

  • State-specific minimum liability, PIP, UM/UIM, SR-22 and FR-44 requirements where the authoritative source is a state DOI
  • Program mechanics for named carrier telematics and discount offerings whose terms vary by state filing
  • Coverage-trigger logic in claims scenarios where our guidance could influence what a consumer files for and when
  • Rate-impact scenarios where our numeric ranges have a public policy or regulatory origin

How the review itself works

  1. Editorial finishes a draft and submits specific claim-level questions to the reviewer, not a free-text request to "check everything."
  2. The reviewer answers each claim question in writing against a first-party source (state DOI filing, NAIC complaint record, carrier filing, published statute).
  3. Editorial reconciles reviewer answers with existing copy. Where reviewer and copy disagree, copy changes.
  4. The page publishes with a visible "Reviewed by" byline linking to the reviewer's public profile at /reviewers/<slug>, and the reviewer's schema.org identity is embedded in the article JSON-LD.
  5. A material correction later triggers a re-review and is logged on the corrections page.

Reviewer profiles

Each active reviewer has a public profile at /reviewers/<slug> that carries their legal name, current role, credentials with issuer and license state, and the scope of review they cover on this site. The profile emits a schema.org/Person record so that Google and AI answer engines can resolve the reviewer identity across the pages they sign off on. If a reviewer leaves or their credential lapses, the profile moves to an inactive state and the public route returns a real 404 rather than a quiet redirect; the pages they reviewed carry a dated note disclosing the gap.

We are expanding this network. If no named reviewer appears on a page you are reading today, the page is editorial-only and is governed by our editorial policy alone. We do not back-fill reviewer bylines after the fact.

Audit the review chain for any page

If you want to independently verify review on a specific page:

  • Check for a visible "Reviewed by" byline near the top of the article or in the article footer.
  • Follow the byline link to the reviewer's profile. Confirm the credential, issuer, and license state match a public regulator or professional-body record (state insurance commissioner lookup, CPCU directory, etc.).
  • View the page source and look for a reviewedBy field inside the article's JSON-LD, or an @type: Person record whose @id points to the reviewer URL.
  • If any of these fails, treat the review byline as unverified and report it. We will respond on the SLA documented in the corrections policy.

What we never do

  • Attach a reviewer byline to a page the reviewer did not review.
  • Keep a reviewer byline on a page after the reviewer leaves or their credential lapses.
  • List a reviewer whose credential cannot be verified in a public regulator or professional-body record.
  • Backdate a reviewer byline onto a page that already shipped.

Related reading: editorial policy, review methodology, data methodology, corrections policy.

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